MY E-COMMERCE WORLD

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Corporate blogging also known as corporate weblog is a communication tool used by an organization to reach its organization goals.

Corporate blogging can be dividing to two parts which are internal blogging and external blogging. Internal blogging is use by an organization to share information internally. Normally, it can be found in the company intranet where employees participate in discussion of various issues within the organization. External blogging is an communication tools use by an organization to make announcement publically. For example, new launch product, explain policies, respond to customer queries.

How does corporate blogging add value to an organization?

  • Informally communication attracts more participants.
  • Reliably feedbacks from customers comment.
  • External party comments enhance the credibility of corporate blogs.
  • Create familiarity by sharing company information’s.
  • Creation and improve brand image.
  • Maintain a public relationship.
  • Promotion of new launch product or services.
  • expending business by attracting internet users (potential customer).

Even though corporate blogging provide companies with various kind of benefits, but the usage of corporate blogging are still in vast minority. The reason is because:

  • Low participant of public to companies’ blogs make companies feel that creating a corporate blog is unnecessary.
  • Most of the companies’ culture does not accept such informal communication tools.
  • Companies afraid some important information’s will be disclose to the public.
  • Negative comment from public may destroy the image of the company.

The links below are some examples of corporate blog :


In this day and age, there are many local transactional e-commerce sites exist. Tanjong Golden Village Cinemas also known as TGV Cinemas is one of the local transactional e-commerce sites. The website is www.tgv.com.my .

This website design is simple as well as users friendly to direct users to search for what they want. TGV website consists of the movies that now showing, the synopsis and the show times of movies as well, TGV cinemas branches, ticket prices and etc. Thus, users able to know what movies are on the screen just with few clicks on the website. They also can know which cinemas is the nearest to them.

Besides, users can reserve or purchase ticket on this website through eticketing. Users can enjoy the convenience of online purchasing ticket to avoid queues. Prior to this, users have to register to become members. For the transaction, users just need to select the cinema, movie, date and show time and the method of payment. For reservation, users either can choose pay online or pay at the counter before 45 minutes of the movie show time. If pay online, users can collect movie tickets at anytime before the show starts. The payment could be made by M-Money or credit card such as Visa cards or Master cards. Once the transaction is success, RM1 transaction fees will be charged and is non-refundable.


However, TGV website has few drawbacks. One of it is TGV only shows the nearest coming soon movies instead of other subsequent months coming soon movies too. So, the information of new movies is insufficient for users. Besides, not everyone can purchase or reserve tickets online unless you have become a TGV cinemas members. In case the user is rushing to purchase the movie ticket, he or she cannot purchase online directly. But he or she has to take time to register to be a member. This might cause the inconvenience of purchasing ticket for them.

Overall, TGV cinemas website is good and convenient. Yet, it still needs to be improved to make it better in order to attract more users to visit its website.

Pre-paid cash card provided users a kind of easy way to pay their bills. Pre-paid cash card are having the same convenient of credit card, but it difference from credit card because users can only make payments with their own account balance rather than create debt like credit card. It simply means that the money you put in the card sets the limit for how much you can spend. Once the balance in prepaid cash card has runs out, you may need to reload cash again to continue using it.

Pre-paid cash card is suitable for those who having poor credit rating as they find it hard for them to get credit approval from bank. There will be no credit check from back for applying a prepaid cash card because you are spending your own money in your account and not credit from issuer.

Pre-paid cash card also serve as a tool to manage your finance. There will be no chance for over spend as you only can spend up to the amount you had loaded in your card.

Pre-paid cash card also meet the requirement for teenagers who are now still not applicable to apply for a credit card. As you travel oversee, having a prepaid cash card will made yours trip much easier and convenient.

Here are some examples of prepaid cash card

Global Cash Card™, allow user for several financial application such as payroll disbursement, expenses reimbursement, incentive payment.






iTalk prepaid IDD card, a service provided by TM that enable users to made national and international call by prepaid calling card.









Touch’n go card, contactless smartcard technology use by drivers to pay toll or parking fees with electronic cash.

Electronic Currency

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Electronic currency also known as electronic money refers to money that is exchanged only electronically which is similarities with real cash. Usually, it must be involved in computer networks, the internet, and digital stored value when using electronic currency. It served as universal media of exchange. The main types of electronic currency are Direct deposit and Electronic Funds Transfer (EFT). These types of electronic money have been broadly used in some countries such as Hong Kong and Singapore.

Generally, there are few basic categories of electronic currency as below:

  • Identified Electronic Currency
    Identified e-currency encloses information revealing the identity of the person who originally withdrew the money from bank. It enables bank to track the movement of money. This category popularly as PayPal or WebMoney.

  • Anonymous Electronic Currency
    Anonymous e-currency is similar to real paper cash. Thus, the bank unable to trail the movement of e-money once the money is withdrawn from an account. Anonymous e-currency can be created by using blind signatures instead of non-blind signatures.

  • Online Electronic Currency
    Typically, online e-currency means users need to correspond with a bank via network to conduct a transaction with a third party.

  • Offline Electronic Currency
    Offline e-currency means users can directly conduct a transaction without any interaction with the bank.

The popular examples of electronic currency are e-gold, Pecunix, Liberty Reserve, e-dinar, e-Ls and etc.

At the same time, there are some pros and cons of electronic currency as below:

Pros of electronic currency

  • Easy and convenient
    Electronic currency able users transfer funds to anyone, in any country at anytime by just clicking on the computer. Thus, user does not have to go to the bank to transact any business. Moreover, bankers also obtain the benefits indirectly which not necessary to deal with long queues of people. Hence, it increases the transactions speed in the bank. In addition, the percentage of transactions accuracy is increased with the help of machines and computers.

  • Private and confidential
    The information of holders and the source of funds are highly confidential as it never disclosed to anyone during the course of a transaction by using anonymous e-currency. Generally, the account only shows numbers, nick names, or email address during transactions. Hence, no one knows the source of money, actual name, phone number and address of the particular holder.

Cons of electronic currency

  • Double-spending
    Since the offline anonymous e-currency is indistinguishable from the original, thus perpetrator might think that counterfeiting would be impossible to detect. Thus, the users might copy some e-money and spend it twice. Users do not interact with bank during transaction, so bank unable to check whether the e-money is double spent.

  • Virus
    The online electronic cash system has the same problem as email account and personal computer which can be infected with a virus if security is provided insufficiently. Thus, the users’ information such as ID and password might be hacked. Therefore, the hacker will spend the e-currency of the actual user. Moreover, the user’s loss is bear by himself.

In conclusion, electronic currency will become more important as the improvement of technology in this world. Although it provides benefits to the users, the security of online electronic cash system is needed to be improved in order to reduce the risk of users.

Electronic Government also known as E-Government is the application of IT and e-commerce to gain access to government information and delivery of public services to citizens and business partner.

In Malaysia, E-Government has implemented since the initiation of Multimedia Super Corridor (MSC) in 1996. The implementation of E-Government has improved the government internal operation and delivery of services to the people. It seeks to enhance the convenience, accessibility and quality of interaction with citizens and businesses. Besides, E-Government has effectively improved the information flows and processes within government environment such as improvement of speed and quality of policy development, coordination and enforcement. The E-Government establishment would bring advantages to the public administration and citizens in several ways such as generate saving in data collection and transmission of data.

Some examples of Malaysian E-Government successful application are voter information, details for government tenders, online renewal of driving licenses and employment opportunities.


The 7 projects of the Electronic Government Flagship Application include:

1. Electronic Procurement (EP)

2. Electronic Labour Exchange (ELX)

3. Electronic Services (E-Services)

4. Project Monitoring System (SPP II)

5. Generic Office Environment (GOE)

6. Human Resource Management Information System (HRMIS)

7. E-Syariah


The adoption of E-Government still not famous among Malaysian. In order to make better decision and avoid falling behind, government should identify and resolve the different issues that have arisen from the transaction period during which traditional and e-government co-exist. Government should direct and control the transformation of government into e-government rather than just focusing on introduction of ICTs. At the same time, the application of ICT to strengthen the involvement of citizens and businesses in public decision must be progress.

Reference:

Mobile payment system is a new and rapidly-adopting alternative payment method in certain country in Europe and Asia. It is a collection of money from a consumer by way of mobile device such as mobile phone, smartphone, Personal Digital Assistant (PDA) or other such device. Consumers are able to use such device to pay for wide range of services and digital or hard goods such as music, videos, transportation fare, books and tickets. Mobile payment system is convenient compare to payment by cash or check.



In Malaysia, mobile payment is just services developing speedy. Examples of mobile payments available in Malaysia are Mobile Money, and mobileExec. Both are using the mobile device to make payment transaction. Moreover, due to effectiveness and efficiency of mobile payment, certain company like HGL Capital Berhad, Maxis, and CELCOM start applies this concept of payment. The mobile channel can be effectively used as a self-funding and revenue generating medium. This service covers all mobile operators in Malaysia; it’s for prepaid and postpaid service billings.


Mobile payment services have a great potential and advantages. For example, the consumers dun have to carry money or credit card to make payment transaction in the event the transaction involve high price. Consumers are more comfortable and convenient with low-value transactions over mobile payment. Common applications will include payment for transportation, convenience stores, restaurants, e-tickets, retail outlets, and typically for low-value items. In the case where consumers do not have cash in hand, mobile payment is useful in which consumers do not need to look for an ATM machine to withdraw the payment.


In the perspective of consumers’ adoption strategies, gift or redemption of reward will be given by certain company at certain level of purchasing. Furthermore some of the company will provide extra credit to customers especially consumer from Hotlink user. With certain call and receive will accumulated the points to redeem air time or sms.

In this new era, e-learning has become more and more popular. However, we still find some pros and cons of e-learning. Compared to the traditional courses that requires the students and lecturers to meet face-to-face, e-learning may need more discipline and self-motivation.

From the students' perspectives, we find that e-learning is save cost and time. It is not only save the cost of traveling to the campus, but also the time of traveling. This can reduce the family budget. They can also reduce the extra costs of living at a state that is different from the students' home town, and thus able to get higher education. The students can continue working while they take classes, and thus will bring good impact on their studies. They can apply the knowledge that they gain from studies to work, and vice versa. Another advantage is its time flexibility. They can 'attend' lectures at anytime, anywhere that they wish to be, as long as they can access to internet. The students can also get the online resources easily, such as the lecture notes, tutorial questions and additional notes; and communicate with their lecturers. Furthermore, the students are benefiting by learning new technologies and practicing the use of internet and the office software, it may be very important to them when they start working in this corporate world.

On the other hand, there are some drawbacks in using e-learning too. Even though the students have saved the traveling expenses and costs of living, however the cost for high-speed internet connection could burden them too. Obviously, students are lacking of face-to-face communication with the lecturers by having lectures through online, therefore there might be lacking of understanding in the courses. Furthermore, the students can become lazy due to non-motivated by having lectures through online, because it could be totally exclude the emotional interactivity. The lecturers would not understand the students' needs and their feelings. In addition, as comparing to the traditional courses' students, they can get guidance from the lecturers easily when they face problems in doing their assignments, but the online students may have to work under unsupervise.

Therefore, I would conclude that, there are many advantages of taking courses through online, but there are many drawbacks too, which may require the students to over come it.

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